FHA Loans

FHA Loan:

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for first-time homeowners:

  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements.
  • Cannot exceed statutory loan limits.

FHA LOAN LIMITS HAVE BEEN REDUCED AS OF 1/1/2014

Collier County from $531,250 to $448,500
Lee County from $356,250 to $271,050
Cleveland and surrounding- no change, still $
271,050

Central Ohio (Columbus) from $341,250 to $310,500

CLICK HERE FOR ALL OTHER COUNTIES


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